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NOTICE: Messages that are sent to us by e-mail may not be secure. We
recommend that you do not send confidential information to us by e-mail.
If you choose to send confidential information to us via e-mail, you
accept the risk that a third party may intercept this information. A
"receipt" acknowledgement indicates that the message has been routed to
us via the Internet, not that the message has been received by Farmers State Bank of Underwood/Dalton.



